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The Problem With Democrats’ Favorite Policy Proposal

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If there’s one policy proposal that seems to excite the whole spectrum of Democratic politicians, from insurgent left to establishment moderates, it’s universal child care. The idea, as Senator Elizabeth Warren has put it, is for the government to make day care available “from birth to school age” at little or no cost to parents. Progressives love that it would expand the social safety net and help women balance motherhood with a career. Centrists see it as a concrete way to do something about affordability, while nudging more moms to work and growing the economy in the process. Universal child care is a part of Abdul El-Sayed’s Senate-campaign platform, and Zohran Mamdani has cut ads promising a New York City version. One bill in the House is co-sponsored by former Speaker Nancy Pelosi, the “Squad” member Rashida Tlaib, and the New Jersey arch-moderate Josh Gottheimer. The progressive Roosevelt Institute think tank is all in, as is the more moderate Center for American Progress.

Outside Democratic politics, however, universal child care has limited appeal. Most parents of young children don’t use center-based child care, and they don’t want to. Making day care free, while offering nothing to stay-at-home parents, appeals to the educated, urban, affluent voters who have come to make up the Democratic base, but not to the electorate at large. Universal child care, in other words, might not be the political winner that Democrats seem to think it is. The party’s biggest weakness is that it is widely perceived as out of touch with ordinary Americans. One poll found that most people in swing districts believe that Democrats are focused on helping other people, rather than “people like me.” Universal child care makes the argument for them.

The policy has a substantive weakness as well. As an idea, universal child care sounds progressive—universal is right there in the name. But policies that direct considerable resources to the affluent, while offering little for people who need more help, are more aptly described as the opposite.

According to the National Center for Education Statistics, just 14 percent of babies younger than 1 year old attend a day-care center. The number rises to 27 percent for kids from 1 to 2 years old.

In theory, these low numbers could reflect the fact that parents would like to use day care more, if only they could afford it. But that does not appear to be the case. The liberal think tank New America recently polled 5,000 parents of kids under 6 for a report on their priorities. Only 15 percent of the respondents said their ideal child-care arrangement was exclusively pre-K or day care. (Another 12 percent said they’d like a combination of arrangements that included pre-K or day care). Half wanted to watch the kids themselves or have their partner do it, and another 11 percent would like a relative or friend to do so.

[Kendra Hurley: The biggest obstacle to universal child care: babies]

The desire for subsidized day care finds its most natural constituency in upper-middle-class, dual-earner couples who live in expensive cities, far from their own parents and other relatives. In these families, both parents make too much money to forgo their salary by staying home with a child, but not so much that they don’t feel the pinch of expensive child care.

The affluent also have the most to gain, because their communities have the most expensive day cares. Center-based infant care costs more than $30,000 a year in Arlington, Virginia. A few hours southwest, in Buckingham County, Virginia—where there’s far less demand, land is cheap, and wages are low—it costs less than $8,000. American Compass, a socially conservative but economically populist think tank, runs polls on Americans’ ideal family-work arrangement, splitting up the respondents by income. Only among respondents whose household income was above $150,000 was support for “Both parents work full-time, family uses paid child care full-time” above 30 percent. These people are usually Democrats—full-time working mothers of young children voted for Kamala Harris over Donald Trump by a 12-point margin. Stay-at-home mothers of young children voted for Trump over Harris by a 32-point margin.

An alternative to subsidizing the behavior of this disproportionately well-off demographic exists: giving cash directly to parents of young children. The nice thing about cash is that it goes to parents without regard for their child-care arrangement—they can use it on day care or a babysitter if they want, or diapers or rent if they don’t. Cash takes no side in the debate over whether kids are better off attending day care or being cared for by a family member.

But for some Democratic politicians, that’s actually a drawback: They prefer policies that encourage moms to lean in. In 2012, Pelosi depicted the fight for cheaper child care as the natural evolution of American feminism—a necessary step to “unleash the full power of women.” In a speech earlier this year urging Democrats to run on universal child care, Elizabeth Warren said, “Make this investment so that mamas and daddies can work.” El-Sayed, during a July debate, put it more academically: “For a lot of folks, this has become a gender-justice issue.”

This view is reflected in the main universal-child-care plan in Congress: the Child Care for Working Families Act, introduced by Senator Patty Murray and Representative Bobby Scott, and co-sponsored by most Democratic senators and about half of Democratic House members. The bill would cap the cost of child care at 7 percent of a family’s income and have the government pay the rest. To qualify, parents must be employed, or looking for a job, or in school. Stay-at-home moms and dads would receive nothing. (The Trump administration, by contrast, is reported to be working on a rule to allow married stay-at-home parents to claim the Child Care and Development Block Grant, which offers money for child care to low-income families. But the plan seems unlikely to hold up in court, and the grant program is already so underfunded that most currently eligible parents can’t access it.)

Some Democrats are willing to meet in the middle, proposing universal child care but also a smaller amount of cash for parents who’d rather take care of their children themselves. Project 2029, an effort by liberal think tankers to make an agenda for the next Democratic administration, features what it calls the Child Care Choice Guarantee, a plan to make available to all parents a spot in a high-quality child-care center for their kid. The plan also proposes a “CareCredit” worth $1,000 a month for families that turn down day care. Last week, Representative Ro Khanna, a potential 2028 presidential candidate, unveiled a similar proposal.

A real-life version of this sort of compromise exists in Finland, home of the kind of generous social safety net that American liberals dream of. In Finland, once paid parental leave ends, parents can turn down their guaranteed spot in day care—free or heavily subsidized, depending on family income—in exchange for a modest home-care allowance ranging from about 300 to 700 euros a month.

[Elliot Haspel: Child care is buckling]

According to Tuomas Kosonen, a Finnish economist, the home-care allowance has had an enormous effect. In a 2025 paper, he and his co-authors found that for babies born in 2015 (the last cohort for which it was possible to compile comprehensive data), more than 85 percent of mothers chose the home-care allowance when the child was 10 months old. Even by the child’s second birthday, half of the women were still not back at work. As a result, only 26 percent of Finnish under-3-year-olds were in day care, compared with 59 percent in Denmark and 46 percent in Sweden, neither of which had a comparable allowance.

Kosonen is somewhat befuddled by the program’s continued existence. Finland provides affordable, high-quality child care. It is very gender-egalitarian, and outside the period of young motherhood, women there work at a higher rate than they do in most other wealthy countries, the United States included. And yet, according to their revealed preferences, most Finnish moms of young kids would rather stay home and collect a small stipend than go to work to make much more.

I asked Scott, the House Democratic sponsor of the Child Care for Working Families Act, how a stay-at-home mother should feel about his bill, which offers her nothing unless she goes to work and puts her kid into day care. Many such parents are not making “a real choice,” he said. “The choice is stay at home or go to work and pay most of your salary to child care, to the point where it’s not worth going to work.”

Scott has a point: Many women make the decision to stay home not because they hate working, but because the amount they’d keep after taxes and child-care expenses is small. But there’s another way of looking at it. Whatever would be left after taxes and child care (and it’s usually still tens of thousands of dollars) is what these mothers are forfeiting to stay home with their kids. That’s how strong their preferences are. Democratic politicians and wonks might wish those preferences were otherwise, and they might prefer to subsidize other families who have different ones. But they shouldn’t kid themselves about which category is bigger.